Wednesday, 6 November 2013

UK PPI Complaints Really Work for the Economy


It is actually great to hear that UK lenders are recognizing consumer needs given they are allocating additional refunds for mis sold PPI on loans, mortgages and credit cards. The current refund bill might increase more than £20 billion according to experts, but today, Lloyds takes half the bill of £13 billion with a total of £8 billion in compensation.


However, according to experts, the PPI refunds actually works better than the usual quantitative easing and tax refunds. They said that people are due an actual windfall, which they take and use to their advantage. Unlike tax reductions and returns, these are not offset to the following time they pay their taxes; they get to spend the money as they wish.

The  Office of National Statistics also showed a 13.4% increase in the number of car registrations in the first half of 2013. More than 25,000 vehicles were registered to many UK consumers. Experts are also observing great activity with consumer confidence increasing in local and regional economies.

I noted that many of my friends who reclaimed their refunds, usually going about £3000-5000 for some of my friends, are planning to use the money to fix certain parts of their homes or even to new businesses.

Indeed, UK PPI complaints, when refunded, actually work for the UK economy. It helps knowing that you are due a windfall that is unexpected in a basic monthly budget.

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