Wednesday, 19 March 2014

Will the Help to Buy Really Help Homebuyers to Buy Properties?


Bank of England Chancellor George Osborne had announced the extension of the Help toBuy scheme until 2020. What started as a one-year plan had ballooned into the biggest free-for-all for homebuyers, and both local and foreign property investors. This can just drive up the costs of properties everywhere in the United Kingdom.



Properties in London became exorbitantly-priced because private investors have purchased and developed these lands with other investments in amenities and convenience that the comforts and benefits it provides cost an arm and a leg. With Help to Buy, other areas of the UK can probably increase in value the same way London has. London may even inflate further.

The extension of Help to Buy can result into a bubble burst. London is safe from a burst because it is the capital and the bustling city of the United Kingdom with almost-infinite business activity. However, for other areas, inflating and deflating, especially in residential neighbourhoods, will mean a lower number of homebuyers, or lower values of properties.

As home buying interests increase all over the United Kingdom, the Help to Buy extension could also cause drastic damages to the environment. Resources needed to build new homes can decimate entire natural forests and quarries the UK has.

Will lots of new homes be beneficial for the United Kingdom? We might become a country full of houses, but not enough productivity and environmental concern.

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